Technological progress is making the conventional life plan more and more pointless.
Sacrificing now to accumulate wealth for the future does not match up with exponential improvements in technology that make everyone wealthier and healthier.
Instead, the new rule is to create a life now that you never want to retire from.
The new rules optimize for meaning. The old rules were about optimizing for survival.
Saving for retirement is a good plan to ensure your safety and security in the future. But as technology continues to rapidly progress, your future needs are more and more accounted for.
Instead of risking survival in the future for meaning now, you can maximize for meaning in the present so that when you are fifty or sixty you know what you are about, you know what your purpose is, and you don’t face retirement, boredom, and a crisis of meaning before dying.